Payments

The payment rail

Direct settlement to your Stripe account, T+2 payouts in most markets, the full Stripe acceptance surface, and the operational stack to run it.

Built onStripeOperated by RecurrPCI DSS Compliant

Settlement

Your Stripe. Your money. Two-day cash.

Subscriptions settle into your own Stripe Connect account. Recurr operates the rails inside it — non-custodial, portable, never holding funds.

Your Stripe Connect account

You are the merchant of record. Subscribers see you on their statement; you remain the tax + dispute counterparty.

Recurr operates the platform inside your account. Subscriber records, lifecycle, billing engine. Non-custodial — switch off Recurr and billing continues on your own Stripe.

Subscriber paysApple Pay · Google Pay · card
Stripe processesRecurr fee deducted
Your bankT+2 in most markets
Non-custodialPortable by designPCI DSS via Stripe
Store railSubscriber pays in-appApple / Google holdsYour bankT+30–60 · store fee applies

Stripe processing applies at standard rates — see the rate calculator.

The rail behind global commerce

$1.4 trillion in payments processed through Stripe in 2024 — about 1.3% of global GDP.
Stripe

Stripe

2024 Annual Letter

Operations

Built on Stripe

Refunds, disputes, fraud detection, tax compliance. The full Stripe operational stack, surfaced in the Stripe Dashboard.

Stripe Dashboard

Charges, payouts, fees, and reports all flow through the Stripe Dashboard — the operational layer for everything payment-side. Built-in accounting exports for QuickBooks, NetSuite, and Xero.

Fraud detection

Stripe Radar runs ML-based fraud scoring on every charge — high-risk transactions are blocked before they reach your books.

Refunds reverse cleanly

Refunds reverse cleanly. Recurr's platform fee reverses with the refund; Stripe's processing fee follows Stripe's standard non-refundable policy.

Dispute support

Stripe's dispute dashboard walks you through evidence submission step-by-step. Recurr's subscription records and customer communication logs back your case.

Tax compliance

Stripe Tax is included — bundled into Recurr's platform fee at no separate charge. Handles calculation, nexus monitoring, and collection. Bring your own provider (Avalara, Anrok) if you prefer. You stay the tax filer of record.

Acceptance

Accept how your subscribers want to pay

Wallets, cards, local currency, regional pricing. The full Stripe acceptance surface, sized to your subscriber base.

195 countries135+ currencies100+ payment methods
  • Apple Pay & Google Pay

    Native wallet checkout — the same one-tap UX subscribers know from app-store billing, on your branded web checkout.

  • Major card networks

    Visa, Mastercard, American Express, Discover, JCB, Diners Club. Full domestic and international coverage.

  • Local currency

    Charge subscribers in their local currency. Conversion is handled automatically and settles in your home currency on your account.

  • Regional pricing

    Set different price points per market — mirror app-store regional pricing or set web-specific tiers.

Audit

See it on your numbers

The audit translates these mechanics into dollars on your ARR + fee mix — recovery, ongoing margin, and the cash-flow release at switchover.