> ## Documentation Index > Fetch the complete documentation index at: https://recurr.dev/docs/llms.txt > Use this file to discover all available pages before exploring further. # Billing + tax operations > Settlement flow, Recurr's own fee invoicing, tax handling, multi-currency, and audit-ready exports. Operational depth for the finance team. The finance team's view of a Recurr engagement comes down to four mechanics: 1. **Settlement flow** — how subscription revenue moves from subscriber to your Stripe account 2. **Recurr's own fee invoicing** — how Recurr bills you (separate from at-settlement deductions) 3. **Tax handling** — who files what, when 4. **Audit-ready exports** — what comes out for GAAP/IFRS reconciliation This page covers all four. ## Settlement flow Subscription charges run through Stripe Connect: 1. Subscriber pays — Stripe charges their card. 2. **Recurr's platform fee (3.5%)** is taken as an `application_fee` on the charge — appears as a line item on every charge in your Stripe Dashboard. 3. **Performance pricing fee** (if applicable) is deducted from the same charge as a second `application_fee` line item, prorated across the 12-month window. See [performance pricing →](/working-with/performance-pricing). 4. **Stripe processing fee** is taken by Stripe (standard rates — 2.9% + \$0.30 per transaction in the US shown below; EU/UK/AU run 1.5–1.7% + a smaller local flat fee). 5. **Net amount** lands in your Stripe Connect account balance. 6. **Stripe payout** transfers the balance to your operating bank account on your configured payout schedule. ``` Subscriber payment ($100) ├── Recurr platform fee (3.5%) → $3.50 (Recurr's application_fee) ├── Migration perf fee (2.5%, prorated)→ $0.21 (Recurr's application_fee, mo. 1 of 12) ├── Stripe processing (~3%) → $3.00 (Stripe's fee, US baseline) └── Net to your Stripe account → $93.29 ``` Every line item is visible on the charge object in your Stripe Dashboard. There are no off-Stripe deductions — what your Stripe records show is the complete fee picture. ## Recurr's own fee invoicing Recurr does NOT invoice you separately for the platform fee or performance pricing — those are deducted at settlement through Stripe Connect. Two things ARE invoiced separately: ### Pilot deposit The pilot deposit (from \$10K, set by ARR band) is charged at signing — card by default, with bank rails available via Airwallex. Refundable until kickoff and credited in full against the Migration Program fee. See [pilot reservation →](/working-with/pilot-reservation). ### Migration Program fee The Migration Program fee (less than one month of current app-store fees, computed from your audited ARR and fixed at signing) is invoiced at migration kickoff, net 30 — and the due date extends automatically until your revenue on Recurr has covered the invoice. You never fund the migration from budget: across the whole engagement, the only out-of-pocket cost is the pilot deposit. The pilot deposit credits against the Migration Program fee in full — you don't pay twice. ## Tax handling ### Filing flow Your Stripe account is the **filer of record** for any tax liability on web subscription revenue. The included tax handling — enabled by default — calculates the tax, collects it from the subscriber, and provides filing-ready reports. You (or your tax provider) file with the relevant tax authority. Recurr is NOT in the tax-filing path. We don't see your tax returns or remit on your behalf. The relationship is direct: the platform ↔ your accounting / tax provider ↔ tax authority. ### Tax handling is included Tax calculation and collection is included in your Recurr platform fee — no separate charge to you or to subscribers. What's provided: * Real-time tax calculation per transaction * Multi-jurisdiction handling (US states, EU VAT, UK, AUS GST, etc.) * Tax-rate maintenance as regulations change * Filing-ready monthly + annual reports * Threshold monitoring (when you cross tax-nexus thresholds in a new jurisdiction) The platform doesn't FILE for you — it produces the reports. Filing is a separate step (handled by your finance team or a tax provider). ### Alternative providers If you already use a third-party tax provider, you can route through it instead: * **Avalara** — common for North American B2B; Stripe integration native * **Anrok** — common for SaaS; Stripe integration native * **Other** — any provider Stripe supports as a partner Configured during onboarding. Recurr's platform fee is unchanged whether you use the included tax handling or an alternative provider. ### Tax-inclusive vs. tax-exclusive pricing Recurr's branded checkout supports both: * **Tax-inclusive** — subscriber sees one price; tax is calculated and shown as a line item but the total stays fixed (common for B2C global pricing) * **Tax-exclusive** — tax is added to the price at checkout (common for B2B; common in the US for B2C in non-VAT regions) The pricing structure is set per-region as part of your branded checkout configuration. ## Multi-currency + multi-region ### Currency presentment Stripe Connect supports presenting prices in the subscriber's local currency while settlement happens in your Stripe account's base currency. The subscriber sees AUD; you receive USD (or whatever your base is). Stripe handles the conversion at the wholesale rate plus the standard Stripe FX margin (typically 1-2%). Recurr's branded checkout respects whatever presentment configuration you set in Stripe. ### Settlement currency Your Stripe Connect account has a base currency, set at account creation. All Recurr fee deductions (platform fee, performance pricing) apply in that base currency. If you need multi-currency settlement (e.g., GBP and USD as separate balances), Stripe supports it via Stripe Treasury or multi-currency balance accounts. Recurr's Connect application sits on top of either structure. ### Region-specific payment methods Stripe supports local payment methods per region — SEPA for EU, BACS for UK, Apple Pay / Google Pay globally, BLIK for Poland, BACS Direct Debit, etc. Recurr's branded checkout enables them per the customer's choice during onboarding. ## Audit-ready exports The finance team gets four data surfaces for audit + reconciliation: ### 1. Stripe Dashboard The full charge-level record lives in your Stripe Dashboard already. Every Recurr fee deduction appears as a line-item `application_fee` on the charge. Stripe's own exports (CSV, BigQuery integration, etc.) reflect the complete fee picture. ### 2. Recurr revenue recognition schedule GAAP- and IFRS-compatible deferred-revenue schedule from Recurr's events layer. Earned revenue per period, deferred revenue balance, period roll-forward. See [measurement →](/product/measurement#revenue-recognition). Output formats: CSV for spreadsheet, JSON for ETL, direct push to your warehouse if configured. ### 3. Recurr's own fee statement Monthly statement summarising: * Total platform fees deducted (3.5% × web-billed revenue for the period) * Total performance fees deducted (per-motion breakdown) * Net effective rate for the period * Invoiced separately items (pilot deposit, Migration Program fee if applicable) Designed for finance teams reconciling Recurr's fees against expected rates. ### 4. Webhook event audit trail Every subscription event (`subscription.activated`, `subscription.renewed`, `subscription.cancelled`, payment events) flows through Recurr's webhook layer with stable event IDs, signed delivery, and queryable history via the [Event log →](/api-reference/events). For SOX-style audit trails or compliance reviews, the event log + Stripe charge records together provide the complete reconciliation chain. ## Cross-references * [Pricing model →](/working-with/pricing-model) — fee structure overview * [Performance pricing →](/working-with/performance-pricing) — per-converted-sub fee mechanics * [Measurement →](/product/measurement#revenue-recognition) — GAAP/IFRS rev rec * [Finance role →](/for-your-role/finance) — finance team's view of a Recurr engagement * [Payments →](/product/payments) — Stripe Connect settlement detail